MoltPe

AI-native payment infrastructure that gives AI agents isolated wallets with programmable spending policies for autonomous USDC stablecoin transactions.

**11 MCP tools** for Claude Desktop, Cursor, and Windsurf:
- check_balance, send_payment, list_transactions, agent_info
- create_invoice, pay_invoice, check_invoice_status, list_invoices
- call_x402_endpoint, call_mpp_endpoint, plus more

**Tri-rail support:** x402 (HTTP-native micropayments), MPP (session-based streaming), and traditional fiat. Multi-chain USDC on Polygon PoS, Base, and Tempo with sub-second settlement.

**Non-custodial wallets** with Shamir key splitting — your keys, never ours.

**Programmable spending policies** (daily caps, per-transaction caps, recipient allowlists, cooldowns) enforced at the infrastructure level. Your agent literally cannot overspend regardless of prompt injection or buggy retry loops.

**Free tier** — no credit card, no KYC, no geographic gating.

- Site: https://moltpe.com
- Open source reference: https://github.com/umangbuilds/moltpe-agent-payments (Apache 2.0)
- India guide: https://moltpe.com/india
- Developer quickstart: https://moltpe.com/blog/integrate-moltpe-in-5-minutes-developer-quickstart