HiFriendbot AgentWallet

Universal Ai Agent Wallet

Server-side wallet infrastructure for Ai agents. Create wallets, sign transactions, and broadcast on-chain, on any EVM chain and Solana. Up to 50% less expensive than Coinbase. No KYC. No KYT. No approval process. Built-in guards. Truly permissionless. The only Ai agent wallet that accepts crypto for its own API fees, no credit card required.

6,000 free operations/month • No credit card required

Built for Ai Agents

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Your Keys, If You Want Them

Run local mode and the private key never leaves your machine. No server sees it and nobody can freeze it. Prefer hosted? Keys are encrypted at rest, decrypted only during signing, and zeroed from memory immediately after. Either way you can export and walk away. You do not have to take our word for it: point the API at a closed port and watch your transactions still go through.

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EVM + Solana

Ethereum, Base, Arbitrum, Optimism, Polygon, Avalanche, BSC, Zora, PulseChain, Solana, and more. Create wallets and transact on any EVM-compatible chain or Solana.

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28 MCP Tools

Full Model Context Protocol integration. Create wallets, send transactions, approve tokens, wrap ETH, transfer SPL tokens, pay and accept x402 payments, buy verification credits, and more. Connect from Claude Desktop, Claude Code, VS Code, OpenClaw, or any MCP-compatible client.

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Pay Per Operation

$0.00345 per operation, 31% less expensive than Coinbase. 6,000 free every month. No tiers, no commitments. Pay with a credit card or USDC on-chain via x402: we're the only Ai agent wallet that accepts crypto for its own fees.

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Built-in Guards

Hosted wallets get daily spending limits, gas price protection, emergency pause and rate limiting enforced on the server. Local wallets get per-transaction caps you set in your own environment. x402 payments get replay protection and on-chain verification either way.

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Truly Permissionless

No KYC. No KYT. No identity verification. No approval process. No compliance gatekeeping. Sign up, get an API key, and start transacting immediately. No one can stop you.

How It Works

1

Create a Wallet

Point the MCP server at a key you already hold and nothing is transmitted anywhere, or let your Ai agent create a hosted wallet whose key is encrypted server-side instantly.

2

Build Transactions

Use GuessMarket MCP or any dapp to build unsigned transactions. Set destination, value, and calldata.

3

Sign & Broadcast

AgentWallet signs the transaction server-side and broadcasts it on-chain. Your agent gets the tx hash back.

Quick Setup

Add AgentWallet to your Ai client in under 30 seconds. No SDK to install. No KYC forms. No approval wait. Just paste three lines of config and your agent has a wallet.

Claude Desktop / OpenClaw

{
  "mcpServers": {
    "agentwallet": {
      "command": "npx",
      "args": ["-y", "agentwallet-mcp"],
      "env": {
        "AGENTWALLET_USER": "your_username",
        "AGENTWALLET_PASS": "your_api_key"
      }
    }
  }
}

Claude Code

claude mcp add agentwallet \
  -e AGENTWALLET_USER=your_username \
  -e AGENTWALLET_PASS=your_api_key \
  -- npx -y agentwallet-mcp

Get your free API key at hifriendbot.com/wallet. No credit card required.

Built For Ai Agent Commerce

AgentWallet is the complete on-chain infrastructure for Ai agents. Pay, get paid, and trade, all through MCP.

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x402 Payments

The open standard for agent-to-agent payments. When your agent hits a 402, AgentWallet signs an EIP-3009 authorization the way the spec defines it (v1 and v2, no gas paid by your agent) and the endpoint's facilitator settles it: verified against Coinbase's public facilitator and live x402 servers on Base. The upto scheme is signed through Permit2. Above the spend cap a hosted wallet emails you an approve or deny link instead of failing. Or create your own paywalls to charge other agents for your API, with on-chain verification and replay protection. 1,000 free verifications/month, then just $0.0005 each, 50% less expensive than Coinbase.

Learn About x402 →
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GuessMarket

Trade prediction markets (buy shares, sell shares, provide liquidity, claim winnings) all through MCP. GuessMarket builds the transactions, AgentWallet signs and broadcasts them.

Learn More →
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Any On-Chain dApp

Any dapp that builds unsigned EVM or Solana transactions works with AgentWallet. DEXs, lending protocols, NFT marketplaces: if it's on-chain, your agent can do it.

EVM + Solana

AgentWallet works with any EVM-compatible blockchain and Solana. These chains are pre-configured and ready to use:

Ethereum 1 ETH • USDC
Base 8453 ETH • USDC
Polygon 137 POL • USDC
BSC 56 BNB • USDC
Arbitrum 42161 ETH • USDC
Optimism 10 ETH • USDC
Avalanche 43114 AVAX • USDC
Zora 7777777 ETH • USDC
PulseChain 369 PLS • USDC
Solana 900 SOL • USDC
Solana Devnet 901 SOL • USDC
Your Chain? Any EVM Request a chain →

Simple Pricing

$0.00345 per operation
  • 6,000 free operations every month
  • 1,000 free x402 verifications every month ($0.0005 after)
  • Any EVM chain + Solana
  • MCP server + REST API
  • No monthly commitment
  • Charged automatically as you go, no surprise bills
  • Pay with USDC on-chain via x402, no credit card needed
Get Started Free

No credit card required. Pay per operation with USDC on-chain or add a credit card when you're ready.

How We Compare

Less expensive, faster setup, zero gatekeeping, and guards built in from day one.

Coinbase CDP AgentWallet
Setup Time Install SDK + configure 3 lines of config
Approval Process Identity verification required None, instant access
KYC Required Yes No
KYT / Transaction Monitoring Yes No
Can Block Your Wallet Yes No
Built-in Guards Yes (requires setup) Yes (hosted: active by default; local: env caps you set)
Free Operations / Month 5,000 6,000
Cost Per Operation $0.005 $0.00345
x402 Verification Cost $0.001 $0.0005
Free x402 Verifications / Month 1,000 1,000
x402 Acceptance (Paywalls) No Yes
Pay for Operations with Crypto No (credit card only) Yes (USDC via x402)
Supported Chains 8 EVM + Solana Any EVM + Solana
Token Tools Yes ERC-20 + SPL (28 tools)
MCP Server Yes Yes

AgentWallet is 31% less expensive per operation and 50% less expensive per x402 verification, with built-in guards active by default in hosted mode. No KYC, no identity verification, no approval process. Sign up and start transacting in under 30 seconds. And we're the only Ai agent wallet infrastructure that accepts crypto for its own API fees. Every competitor requires a credit card or monthly invoice. Better pricing, zero gatekeeping, faster setup, and true crypto-native billing.

Read the full AgentWallet vs Coinbase Agentic Wallets comparison

Competitor rates compared against published list pricing, last verified July 29, 2026. Providers change prices, so this page is the source of truth for the comparison rather than any figure quoted elsewhere.

Built-in Guards

Which guards apply depends on who holds the key. In hosted mode the server enforces every guard below by default, no configuration required. In local mode nothing sits between your process and the chain, so server-side limits and pause cannot see or stop a locally signed transaction. Your protection there is the per-transaction caps you set yourself: AGENTWALLET_MAX_TX_NATIVE, AGENTWALLET_MAX_TX_TOKEN, AGENTWALLET_MAX_TX_SOL and AGENTWALLET_MAX_AUTOPAY. Set them before you fund the wallet.

Encrypted at Rest

Hosted keys are encrypted before storage and never leave the server. In local mode there is nothing to store, because the key stays on your machine.

Memory Zeroing

Keys wiped from memory immediately after every signing operation.

Daily Spending Limits

Hosted mode. Set a per-wallet daily spending cap in USD. Enforced by the server on every transaction.

Gas Price Protection

Hosted mode. Transactions blocked when gas prices spike above safe thresholds. Prevents overpaying during network congestion.

Emergency Pause

Hosted mode. Instantly freeze any wallet or all wallets with one click. No transactions can be signed while paused. A local wallet cannot be paused by anyone, including us.

Rate Limiting

Hosted mode. API requests capped per minute to prevent abuse and brute force attacks.

Local Mode Spend Caps

Local mode. Per-transaction ceilings enforced inside your own process before anything is signed: AGENTWALLET_MAX_TX_NATIVE for native coins, AGENTWALLET_MAX_TX_TOKEN for ERC-20 and SPL token transfers, AGENTWALLET_MAX_TX_SOL for native SOL, and AGENTWALLET_MAX_AUTOPAY for x402 auto-pay (default 1, in stablecoin units; other assets need AGENTWALLET_AUTOPAY_ASSETS). Unset caps mean no limit; all caps are validated at startup.

Replay Protection

Every x402 payment verified on-chain with unique transaction tracking. Same proof can never be used twice.

On-Chain Verification

x402 payments verified directly on the blockchain. Only confirmed, finalized transactions are accepted.

Bug Bounty Program

Help us keep AgentWallet secure. We reward responsible disclosure.

$50
Low

UI bugs, informational issues, non-exploitable edge cases.

$150
Medium

Access control issues, data exposure, rate limit bypasses, or anything that compromises user data integrity.

$500
Critical

Private key exposure, unauthorized transaction signing, encryption bypass, or any vulnerability that could lead to loss of funds.

Rules

  • Report vulnerabilities to [email protected] with a detailed description and steps to reproduce.
  • Do not publicly disclose the vulnerability until we have had a reasonable opportunity to address it.
  • Do not exploit vulnerabilities against other users or production data.
  • Bounties are paid in USDC on Base.
  • First valid report wins. Duplicate reports receive no bounty.
  • Severity is determined at our sole discretion.

Earn 30% Commission

Refer developers to AgentWallet and earn 30% recurring commission for life on every referral.

Join Affiliate Program →

Proof, not claims

Every x402 payment AgentWallet makes leaves a settlement on-chain. The list lives in the repo and grows with each release.

First live settlement on Base

Sep 23 2026. A hosted wallet holding 0 ETH paid a third-party x402 v2 endpoint 0.02 USDC with an EIP-3009 authorization; the endpoint's facilitator settled it and paid the gas. View on Basescan →

Verified against Coinbase's facilitator

The public x402 facilitator returns isValid: true for AgentWallet's v1 and v2 payment payloads. The probe ships in the repo so anyone can rerun it: node test/facilitator-verify.mjs.

Self-custody is a test, not a promise

The local-mode suite runs every funds tool with the hosted API pointed at a closed port. If any path still reached a server, the build fails. PAYMENTS.md → · SECURITY.md →

Frequently Asked Questions

What counts as one operation?

Each API call that modifies state counts as one operation: creating a wallet, signing a transaction, sending a transaction, approving a token, wrapping/unwrapping tokens, or reading a smart contract. Checking balances, listing wallets, and viewing usage stats are free and do not count.

What's the difference between EVM and Solana wallets?

EVM wallets work on Ethereum, Base, Polygon, and all EVM-compatible chains using the same address. Solana wallets use a different key format and work on Solana mainnet and devnet. You can create both types and use them side by side. EVM wallets support ERC-20 tokens, approvals, and contract calls. Solana wallets support SPL token transfers.

What happens when my agent wants to spend more than its cap?

On a hosted wallet it asks you. AgentWallet emails you an approve link and a deny link, the agent waits, and once you approve it makes that one payment. An approval is bound to one wallet, chain, token, recipient and maximum, expires in 24 hours, and is used exactly once. Turn it off with AGENTWALLET_APPROVALS=0 and the agent is refused instead. Local wallets have no approval channel: the caps in your environment are the policy.

Does AgentWallet check what a token is before approving it?

Yes. check_token_risk, and every approve_token result, reports honeypot, buy and sell tax, owner powers, verified source, holder concentration and DEX liquidity from GoPlus Security, with an on-chain fallback. It is a warning for your agent to weigh, never a block.

What is x402 and how do paywalls work?

x402 is an open standard for agent-to-agent payments. When an Ai agent hits a URL that returns HTTP 402, it signs a payment authorization for exactly the amount asked, retries with it in the payment header, and the server's facilitator settles it on-chain. AgentWallet speaks both x402 v1 and v2 and works with any standard x402 server. You can create paywalls to charge other agents for your APIs, data, or content, payments are verified on-chain with replay protection. Your agent can also pay x402 invoices from other services automatically.

Are these custodial wallets?

That is your choice. Set one environment variable and AgentWallet signs in your own process with a key you supply: self-custody, no account required, nothing to freeze. You can verify it by pointing the API at a closed port and watching transactions still work.

Hosted wallets exist because Ai agents have no secure storage of their own, no browser extension and no hardware wallet, so we generate, encrypt and manage the key server-side and your agent just signs. Those are custodial, and we say so plainly. You can export any hosted key from your dashboard at any time and take it elsewhere. Custody here is a convenience, never a trap.

Is there a REST API?

Yes. Every feature available through the MCP server is also available via a standard REST API. Use the MCP server for Ai assistants (Claude, Cursor, etc.) and the REST API for direct integrations, scripts, or custom applications. Both use the same API key.

Can I use AgentWallet without a credit card?

Yes. You get 6,000 free operations and 1,000 free x402 verifications every month with no credit card required. When you exceed the free limits, you can pay per-use with USDC on-chain via the x402 protocol, no credit card needed, ever. Or add a credit card for automatic billing if you prefer.

Ready to Give Your Ai Agent a Wallet?

Create your first wallet in under 30 seconds. No KYC, no approval process, no gatekeeping. 6,000 free operations and 1,000 free x402 verifications every month. Built-in guards on every transaction. Up to 50% less expensive than Coinbase, on any EVM chain and Solana. Pay with USDC on-chain or add a credit card when you're ready.

Get Started Free